Why Large Trucks Carry High-Value Accident Insurance Policies?

Kentucky law requires vehicle owners to carry car insurance that meets certain minimum liability limits. For standard motor vehicles such as cars, pickup trucks, and SUVs, the state minimum limits are $25,000 per person for personal injuries and $50,000 per accident. However, federal law requires commercial vehicle owners to carry minimum public liability insurance between $750,000 and $5,000,000 per accident because of the potential for life-altering injuries from large truck accidents.

If you or a loved one suffered from a truck accident injury in Lexington, discuss your right to needed compensation with the dedicated truck accident lawyers at Wilt Injury Lawyers.

Serious Injuries Commonly Sustained in Lexington Tractor-Trailer Crashes

Semi-trucks weigh anywhere from 35,000 to 80,000 pounds, while passenger vehicles only average about 3,000 pounds. This substantial weight differential means that even seemingly minor truck accidents can result in devastating injuries. The truck’s weight, combined with the impact speed, sends a more powerful force through smaller vehicles, resulting in serious crushing injuries or even spinal cord damage. The most common critical injuries sustained in commercial truck accidents include the following:

• Traumatic Brain Injury: A type of severe traumatic brain injury (TBI) that occurs when the force of a motor vehicle crashes quickly and snaps the head forward and then backward.
• Paralysis: High-speed truck impacts may sever delicate nerves in the neck or back, resulting in paraplegia or quadriplegia.
• Compression Fractures: Undercarriage accidents, where a smaller vehicle gets caught under the trailer, may result in compression fractures necessitating surgery or even amputations.
• Fractures: A type of severe injury resulting from direct impact.
• Burns: Crushed vehicles, especially those trapped under tractor-trailers, may catch fire and cause life-threatening third-degree burns.
• Death: Serious truck accident injuries often result in immediate or delayed fatalities.

Many innocent drivers and passengers also experience extreme back and neck pain after truck accidents. While not life-threatening, these injuries may result in total disability and substantial lost income. Do not hesitate to contact a large truck accident lawyer if you suffered any injury in an 18-wheeler accident.

Damages Recoverable in Kentucky Semi-Truck Accident Cases

Victims injured by negligent truck drivers may be entitled to significant compensation from corporations and commercial insurers. These damages may include:

• Hospital and surgical expenses
• Home healthcare needs
• Professional nursing care
• Medical Transportation
• Medications and medical equipment
• Household modifications
• Rehabilitation
• Lost wages and workplace benefits
• Future anticipated lost income

Additionally, eligible Kentucky claimants may recover damages for their pain and suffering. These damages include compensation for the lost enjoyment of life, depression, physical pain, and mental anguish often associated with serious truck accident injuries.

Connect with an Experienced Lexington Large Truck Injury Lawyer

Truck accidents are devastating events, often resulting in life-altering injuries. Many claimants injured in semi-truck crashes require lifelong medical care and support. Do not take on commercial truck insurers alone. Connect with the compassionate Lexington semi-truck accident attorneys at Wilt Injury Lawyers by contacting us today.