September 20, 2020

Louisville Car Accident Lawyer

When you’ve been involved in a car accident and aren’t sure where to turn, reach out to a respected car accident lawyer in Louisville for help figuring out what your next steps should be. 

If you have suffered a serious or catastrophic car accident, your life has been altered — at least temporarily, and possibly permanently. Injuries that seemed minor at the time of the wreck can worsen over time, even if treated promptly. You may be suffering financially from lost work time, or facing the prospect of having to either change careers or accept permanent disability as a result of the crash.

At Wilt and Thompson, PLLC, our firm’s Louisville car accident lawyers leverage their backgrounds as medical malpractice, insurance, and personal injury defense counsel to provide you a 360-degree view of the litigation process.

We understand how insurance companies operate when approaching a settlement negotiation. We can pursue your claim in court if settlement is not an option. And we fight vigorously for you to receive all the funds you need to restore a sense of normalcy to your life.

Essential Facts Related to Louisville Car Accidents

There are several facts to be aware of if you are considering a personal injury claim related to a Louisville car accident, including:

  • There are many factors relevant to determining the applicable statute of limitations to claims involving motor vehicle accidents. Thus, it is critical to contact an accident lawyer as soon as possible.
  • A jury calculates the percentage of fault for each driver in the accident and may reduce your damages proportionally. There are no caps on car accident damages in Kentucky.

Who Could Be Liable for Your Louisville Car Accident Injuries?

One of the first steps in any Louisville car accident lawsuit is figuring out who is responsible for causing the accident. This, in turn, determines who will compensate you if we are successful in court. In many cases, the liable party turns out to be the other involved driver. Often, they engaged in some sort of negligent driving behaviors, such as the following:

  • Speeding
  • Drunk or drugged driving
  • Failure to stop
  • Distracted driving
  • Road rage
  • Driving while fatigued
  • Other types of reckless driving

But other drivers aren’t the only party who could be liable for your injuries. Government agencies are responsible for maintaining the integrity of the roads, and automakers have a duty to ensure that parts are in good and working condition. When either party fails to uphold these obligations, they can also be held accountable for your injuries.

Your Louisville car accident lawyer at Wilt and Thompson, PLLC, will need to take an in-depth look into the details of your case to determine who or what is culpable for your car accident.

How Shared Fault Works in Louisville Car Accidents

Accident survivors often refrain from reaching out to a Louisville car accident attorney because they believe sharing fault for the accident disqualifies them from being awarded compensation. On the contrary, the state of Kentucky follows pure comparative negligence in these cases. This means that you can still be awarded compensation for your losses, despite sharing fault. 

However, you can expect your award to be reduced in proportion to your percentage of fault. If you were found to be 30 percent liable, for example, your award would then be reduced by 30 percent under the KY comparative fault law.

Dealing with the Insurance Company After a Louisville Car Accident

After your Louisville car accident, we must file a claim with your own auto insurance provider. Kentucky is a no-fault state for car accidents and requires you to carry additional auto insurance coverage that compels your own insurer to cover a portion of your costs without regard to fault. 

But, be wary. Insurance companies are not known for being fair. They lose money by settling claims and will look for any excuse to minimize the amount they are obligated to pay you. 

Fortunately, your Louisville car accident lawyer at Wilt and Thompson, PLLC, has experience in dealing with these profit-driven insurers, and will never let them get away with taking advantage of you in your time of need. 

Types Of Damages Recovered in Louisville Car Accident Claims

In your lawsuit, you may sue for both economic and non-economic damages. Economic damages refer to your monetary losses and can include:

  • Cost of replacement vehicle
  • Rental car expenses
  • Medical expenses
  • Lost wages and earning capacity

Non-economic expenses, or non-financial losses you endured, may include the following:

  • Pain and suffering
  • Emotional distress
  • Loss of companionship or affection
  • Damages due to disability or disfigurement

Contact a Louisville Car Accident Attorney

At Wilt and Thompson, PLLC, our firm represents personal injury clients across Kentucky. Discover the difference that experienced representation can make. Call our Louisville-based office today at 502-253-9110 or use our online intake form to set up your free case evaluation with a dedicated Louisville car accident lawyer.