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What Types Of Compensation Can I Pursue After A Car Accident?

Those injured in car accidents that are caused by the negligence of others can experience significant physical, financial, and emotional losses. Under these difficult circumstances, accident victims can seek compensation for the legal damages they endure in car accident claims. Because the claims process is challenging, working closely with an experienced Lexington car accident lawyer is always advised.

Kentucky Is Considered a No-Fault State

Kentucky is considered a no-fault state when it comes to car accidents, which means that every driver is required to carry personal injury protection (PIP) coverage. PIP insurance typically will cover an accident victim’s medical expenses up to $10,000 without taking the matter of fault into consideration.

PIP is designed to speed up and simplify the claims process, but it does not take the place of the at-fault driver’s insurance for a bodily injury claim. Kentucky’s threshold for filing no-fault claims is relatively low. When a victim’s injuries meet the threshold, they can file a car accident claim against the driver who caused them to be injured.

Property Damage

In a car accident claim, the claimant can seek compensation for property damage to their vehicle and to any contents within that were damaged.

Medical Bills

The victims of car accidents can also seek compensation for the medical bills they incur as a result of their injuries. This can include the cost of medical treatments and procedures, as well as the expense of related complications. Determining the scope of the medical expenses experienced in a car accident is key to obtaining compensation that supports a full recovery.

Lost Income

While medical bills accumulate, car accident victims can also experience lost hours on the job and a related loss in income, which can compound the financial devastation of car crashes. When the claimant’s career or earning power is affected, the impact is much more serious.

Pain and Suffering

The physical and emotional pain and suffering endured in a car accident can surpass the losses in every other category combined, can amplify their negative consequences, and can be more challenging to move past. In other words, this component of a car accident claim shouldn’t be ignored or underestimated. It’s important to note that pain and suffering damages aren’t addressed in PIP claims.

Receiving Fair Compensation

To receive just compensation in a car accident claim, accurately calculating the full range of one’s losses is critical. A trusted car accident attorney has the legal insight and skill to ensure that each category of loss is well accounted for and to knowledgeably negotiate for an optimal claim outcome.

An Experienced Lexington Car Accident Lawyer Can Help

The talented Lexington car accident attorneys at Wilt Injury Lawyers dedicate our practice to skillfully guiding complicated car accident claims toward favorable resolutions that support our clients’ right to compensation compensation. Learn more by reaching out and contacting us online or calling us at 502-427-6813 today.