October 29, 2020

Kentucky Car Accident Lawyer

Have you been seriously hurt in a car accident? You may be due full compensation for your suffering. Learn more about your legal options. Get in touch with a car accident lawyer in Kentucky.

Car accidents are known for producing major injuries. When someone else is to blame for your accident, they should cover your costs. To make this happen, you may need to prepare to go to court. Feeling overwhelmed thinking of filing a civil claim? A qualified Kentucky car accident lawyer can ease your fears.

At Wilt & Thompson, PLLC, we are dedicated to helping those injured across Kentucky. We want the individual or entity responsible for causing your accident and injuries to pay for what they put you through.

Types of Car Accidents and Injuries

Every car accident is different, and there are countless ways a car accident can happen. Maybe you were struck by a semi as you drove through a green light. Or perhaps your SUV rolled over on the highway as you jerked the wheel to avoid hitting a motorcycle. Other types of car accidents include sideswipe accidents, rear-end collisions, and head-on collisions, to name a few.

Unfortunately, sometimes those who are in car accidents suffer from major injuries or even pass away. Some of the most frequently seen types of injuries that car accidents are known to produce include:

  • Amputations
  • Full-thickness burns
  • Brain injuries
  • Bone breaks and fractures
  • Cuts
  • Back injuries
  • Post-traumatic stress disorder
  • Spinal cord damage
  • Whiplash
  • Paralysis

Have you been injured in a car accident in Kentucky? A car accident lawyer at our firm may be able to help you seek a settlement for your losses.

Common Causes of Car Accidents in Kentucky

Now you know when you should consider filing a car accident claim in Kentucky. But you may still be wondering who is to blame for your accident. You may think the answer is obvious (i.e., the other driver). But you also might be surprised to learn there are several parties that may have caused the injuries you sustained.

First, let’s take a look at the driver of the vehicle that struck you. Driver error is a major cause of car accidents in Kentucky. When someone gets behind the wheel when they are too tired, or under the influence of drugs or alcohol, or when they drive aggressively or drive distracted, they can cause devastating injuries to themselves and others on the roads.

In addition to driver liability, however, there is also a chance that a part on an involved vehicle failed. Maybe the tires were defective and caused your vehicle to roll over. Or perhaps your airbag suddenly exploded, causing you to crash. When a defective car part causes your accident, the automaker and parts manufacturer could be held responsible for your damages.

There is also the possibility that the roadways themselves were the issue. In cases where a large pothole or missing street sign, for example, cause a collision, then the Kentucky Transportation Cabinet could be liable and compelled to repay you. This is because they have a duty to ensure the safety of the roads.

The Insurance Company and Your Car Accident Claim

Dealing with the insurance company is, unfortunately, necessary as part of the claims process. Kentucky is a no-fault state when it comes to auto insurance. This means you must carry personal injury protection coverage on your vehicle. It also means you’ll file a claim with your own insurer first to recover some of your costs.

But just because you’re dealing with your own insurance company doesn’t mean you’ll be given a fair and reasonable settlement. The insurance company is going to lose money by paying out on your claim. So you should expect them to do what they can to lower the amount they’ll be forced to pay you.

We know some insurers like to pretend to be on your side. In reality, their goal as a for-profit business is to minimize their financial losses (i.e., your settlement). Some insurance adjusters have many tricks up their sleeves to accomplish this goal. They include manipulating statements you give or making you a low offer quickly since they know you need the cash.

Our firm has years of experience in negotiating with insurance companies. We’ll ensure you aren’t taken advantage of. And we’ll never let you settle your claim for less than you’re entitled to in Kentucky.

Kentucky Car Accident FAQ

The car accident claims process can be quite complicated. You likely have many questions about what to expect next. Below we have answered some of the most commonly asked questions our former clients have had about car accident claims.

Have another question not answered here? Come in for a free consultation with our Kentucky law office for more info.

What’s the difference between economic and non-economic damages in car accident claims?

Every loss you’ve suffered is categorized as either economic or non-economic. Economic damages include your financial losses, such as your lost income or healthcare costs. Your non-economic damages consist of the negative impact on your life as a whole. Non-economic damages might include your loss of enjoyment of life and pain and suffering, to name a couple.

The key distinction between economic and non-economic damages is that economic damages have a set monetary value, while non-economic damages need to be quantified.

Is there a deadline for when my car accident claim needs to be filed in Kentucky?

Yes. The statute of limitations for personal injury claims in Kentucky is one year. This means that one year from the date of your accident, or from the date you discovered your injury, the time limit will expire. If you fail to file before time runs out, the Kentucky civil court system will refuse to hear your case.

You’ll not only have lost the chance to bring the liable party to justice. You’ll also lose your chance to get full compensation for all you’ve been through.

How much does it cost to hire a lawyer for a car accident?

You’re likely struggling to make ends meet due to the extent of your injuries. So it makes sense that the cost of hiring a personal injury lawyer in Kentucky would be important to you. Fortunately, costs aren’t an issue when you choose Wilt & Thompson, PLLC. Our lawyers work with our clients on contingency. That means you won’t pay a dime unless or until we win your case.

Get Help from a Car Accident Lawyer in Kentucky

When you have suffered major injuries in a car accident and are unsure of how to go about holding the liable party accountable, reach out to a Kentucky car accident lawyer at Wilt & Thompson, PLLC.

Give our office a call at 502-253-9110 or fill out the quick contact form below when you are ready to schedule your free claim review.