May 31, 2020

Kentucky Car Accident Lawyer

If you have been seriously injured in an auto wreck, you may be entitled to full compensation for your suffering. To learn more about your legal options, get in touch with a car accident lawyer in Kentucky.

Motor vehicle accidents are known for producing catastrophic injuries. When someone else is to blame for the collision you were involved in, this party should be compelled to cover your costs. However, in order to accomplish this goal, you may need to prepare to go to court. If you are feeling overwhelmed thinking of filing a civil claim, a qualified Kentucky car accident lawyer may be able to ease your fears.

At Wilt & Thompson, PLLC, we are dedicated to helping those across the state of Kentucky who have endured traumatic injuries. It is our goal to ensure that the individual or entity that is responsible for causing your accident and resulting injuries pays for what they put you through. 

Types of Car Accidents and Injuries

Every car accident is different, and there are countless ways a motor vehicle wreck can happen. Maybe you were struck by a semi as you drove through a green light, or perhaps your SUV rolled over on the highway as you jerked the wheel to avoid colliding with a motorcycle, for example. Other types of car accidents might include sideswipe accidents, rear-end collisions, and head-on collisions, to name a few. 

Unfortunately, it is quite common for individuals who are involved in car crashes to suffer from catastrophic injuries or even pass away due to the impact of the collision. Some of the most frequently seen types of injuries that car accidents are known to produce include:

  • Amputations
  • Full-thickness burns
  • Traumatic brain injuries
  • Bone breaks and fractures
  • Lacerations
  • Back injuries
  • Post-traumatic stress disorder
  • Spinal cord damage
  • Whiplash
  • Paralysis

If you have been injured in a motor vehicle accident in Kentucky, a car accident lawyer at our firm may be able to help you seek compensation for your losses. 

Common Causes of Car Accidents in Kentucky

Now that you know when you should consider filing a car crash claim in Kentucky, you might be wondering who is to blame for your collision. Though you may think the answer is obvious (i.e., the other driver), you might be surprised to learn that there are several parties that might have contributed to the injuries you sustained

First let’s take a look at the driver of the vehicle that struck you. Driver error is arguably the number one cause of auto wrecks in Kentucky. When someone gets behind the wheel when they are too tired, or under the influence of drugs or alcohol, or when they drive aggressively or drive distracted, they can cause devastating injuries to themselves and those they share the roads with.

In addition to driver liability, however, there is also a chance that a part on an involved vehicle malfunctioned. Maybe the tires were defective and caused your vehicle to roll over, or perhaps your airbag suddenly exploded, causing you to crash. In any case, when a defective car part causes your crash, the automaker and parts manufacturer could be held responsible for your damages. 

There is also the possibility that the roadways themselves were the issue. In cases where a large pothole or missing street sign, for example, cause a collision, then the Kentucky Transportation Cabinet could be liable and compelled to repay you, as they have an obligation to ensure the safety of the roads that we drive on.

The Insurance Company and Your Car Accident Claim

Dealing with the insurance company is, unfortunately, necessary as part of the claims process. Kentucky is a no-fault state when it comes to auto insurance. This means that you not only carry personal injury protection coverage on your vehicle but that you’ll file a claim with your own insurance company first to recover some of your costs. 

However, just because you’re dealing with your own insurance company doesn’t automatically mean you’ll be given a fair and reasonable settlement. The insurance company is going to lose money by paying out on your claim, so you should expect them to do everything they can to reduce the amount that they’ll be required to pay you. 

We know some insurers like to masquerade as being on your side, but in reality, their goal as a for-profit business is to minimize their financial losses (i.e., your settlement). Some insurance adjusters have many tricks up their sleeves to accomplish this goal, including manipulating statements you give or making you an insultingly low offer quickly since they know you need the cash.

Our firm has years of experience in negotiating with insurance companies. Not only will we ensure that  you won’t get taken advantage of, but we’ll never let you settle your claim for less than you’re entitled to in Kentucky.

Kentucky Car Accident FAQ

The car accident claims process can be quite complicated, and you more than likely have many questions about what to expect next. For this reason, below we have answered some of the most commonly asked questions our former clients have had in regard to their car crash claims. 

If you have another question that hasn’t been answered on this page, or if you are ready to come in for a free consultation, reach out to our Kentucky law office for more information.

What’s the difference between economic and non-economic damages in car accident claims?

Every single loss you’ve suffered is categorized as being either economic or non-economic. Economic damages include your financial losses, such as your lost income or healthcare costs, while your non-economic damages consist of the negative impact on your life as a whole. Non-economic damages might include your loss of enjoyment of life and pain and suffering, to name a couple. 

The key distinction between economic and non-economic damages is that economic damages have a set monetary value, while non-economic damages need to be quantified. 

Is there a deadline for when my car accident claim needs to be filed in Kentucky?

Yes, there is. The statute of limitations for personal injury claims in the state of Kentucky is one year. This means that one year from the date of your accident, or from the date that you discovered your injury, the statute of limitations will expire. Failure to file before time runs out will result in the Kentucky civil court system’s refusal to hear your case. 

This means that you’ll not only have lost the chance to bring the liable party to justice but also your chance to obtain full compensation for all you’ve been through. 

How much does it cost to hire an attorney for a car accident?

As someone who is likely struggling to make ends meet due to the extent of your injuries, it makes sense that the cost of hiring a personal injury lawyer in Kentucky would be of utmost importance to you. Fortunately, costs aren’t an issue when you choose Wilt & Thompson, PLLC. Our attorneys work with our clients on contingency, which means you won’t pay a dime unless or until we win your case. 

Get Help from a Car Accident Lawyer in Kentucky

When you have suffered traumatic injuries in an auto wreck and are unsure of how to go about holding the liable party accountable for their negligent actions, reach out to an experienced Kentucky car accident lawyer at Wilt & Thompson, PLLC

You can give our office a call at 502-253-9110 or fill out the quick contact form we have provided at the bottom of this page when you are ready to schedule your free claim review.